Large market employers can mitigate the risks of fully insured plans, but the small to middle market may find that joining a medical captive brings more control over their medical costs, says adviser Mark Gaunya.
Baldwin Krystyn Sherman Partners’ co-founder Elizabeth Krystyn engages her staff with her 25 years of experience to develop a strong coordinated brokerage.
Advisers think they know a great deal about CDHPs, but new data reveal a lack of understanding about associated wellness incentives and account-based plans.
