Michael Stefanick currently leads the North America Commercial Solutions Analytics and Business Intelligence team for Equifax and is focused on providing advanced analytics to the Small Business market in addition to providing credit trending insights for all of Equifax�s markets. Additionally Michael is defining Equifax�s analytics strategy and capabilities for �Big Data�, working on next generation analytics.Prior to joining Equifax, Michael was a partner in IBM�s business and analytics optimization practice within North America, working closely with large global banks such as Citibank, JPMC, State Street, and Amex on leading analytics solutions. Michael also worked very closely with IBM Research on the commercialization of advanced analytics technologies such as WATSON, advanced machine learning, and other analytics concepts to speed business insights in commercial, small business, and retail marketing and credit solutions. Prior to IBM, Michael was the Global Head of the Risk Analytics Practice at SAS working with clients in Financial Services, Manufacturing, Auto and Retail. Prior to joining SAS, Stefanick served as Group Vice President of Risk and Finance Transformation for SunTrust Bank as well as being Group Vice President of Analytics & Business Integration for the leading marketing firm Digitas, working closely with clients such as General Motors, LL Bean, Ford, Home Depot, Ann Taylor, and American Express to improve marketing campaign ROI and credit risk management decisions. Finally, Michael has co-authored Risk insight papers with Nobel Laureate Myron Scholes, inventor of Option Analysis.Stefanick holds an MBA from The Ohio State University and a bachelor�s degree in business from Pennsylvania State University.
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