The top benefit advisers take their clients' needs very seriously. But Anthony (Tony) Madera, winner of this year's EBA Retirement Plan Adviser of the Year award, seems to take them personally.

Madera, a senior benefit consultant with Gallagher Retirement Services in Clarks Summit, Pa., truly worries about whether his clients' employees will be able to retire, whether his clients are getting the most bang for their retirement plan dollar and if they are fulfilling their fiduciary obligations appropriately. And then he gets down to work.

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