The 1988 Paralympic Games in South Korea changed my outlook on disability - and ultimately helped shift the focus of my group benefits career to disability income insurance and instilled a strong belief in an advocacy-based approach.

At the time, I was a group underwriter with Hartford Life. I also was a pretty serious competitive wheelchair athlete. While I played just about everything - basketball, tennis, skiing - it was in wheelchair racing that I became good enough to compete on a national and then international level, eventually earning a place on the '84 and '88 U.S. Paralympic teams.

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