Silver appears to be the most popular metal-rated coverage among standard benefit levels in HIX plans thus far. But what if there were another option for prospective enrollees other than bronze, silver, gold or platinum — one that offered baseline coverage to help ease the transition for individuals who are reluctant to sign up?

The idea surfaced during a recent C-SPAN interview given by America’s Health Insurance Plans President and CEO Karen Ignagni, who made the suggestion to create a lower-cost tier that would help ensure that healthier individuals are part of the risk pool in public exchanges.

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