One year into the brave new world of health care reform, there’s good news and there’s bad news, says industry insider Eric Johnson. The good news is that brokers and advisers are more optimistic about how PPACA will affect their future. The bad news is that the threat to brokers’ businesses remains real, especially in the form of the medical loss ratio rules and the state exchanges now under development around the country.

Despite the generally shared perception that some brokers are exiting the industry, Johnson says he has found “no substantial change” in acquisition activity among the M&A practitioners he speaks with regularly.

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