Employers predict that their annual health benefit costs per employee will rise by 3.9% on average in 2015 — a full two percentage points lower than if they made no plan design changes, according to a new survey by Mercer.

These predictions for 2015 reflect the steps employers will take to contain medical costs. If they made no changes to their plans for 2015, they predict their benefit costs per employee would rise by 5.9% on average. Even so, 32% of companies are renewing their health plans without making any changes, the Mercer survey found.

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