Some New Yorkers can choose from more than a hundred health insurance products offered by more than a dozen insurers participating in the state-run health insurance exchange, depending on where they live, but they’re hard-pressed to find anything other than the HMO-style plans that dominate the landscape.

There are a few exceptions in the far western part of the Empire State and Albany area, Kaiser Health News recently reported, noting that residents who seek out-of-network care “for anything other than emergency care are generally going to be responsible for the entire bill.”

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