How to shield your retirement savings from the next market crash A market downturn is inevitable, and investors can protect their retirement savings from the next bear market by diversifying their portfolio properly, according to this article on Motley Fool. This means allocating their assets across equities, fixed income and cash. For example, 60% of the retirement assets are invested in large-cap U.S. stocks while 40% are held in U.S. investment-grade bonds.
Want to retire 30 years early? Here’s how this guy did it A professional decided to retire at age 35 after amassing $1 million in retirement savings, according to this article on MarketWatch. Now at 38, he lives entirely off of his investment returns, saying that he has achieved "financial independence" and learned how to manage his portfolio as well as his living and other related expenses. Financial independence is "the same as a traditional retirement — the idea of it is you are not dependent on a job. You’re getting money from retirement accounts or a pension, or Social Security. All of the above, none of the above," the retiree explains.
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