The Multi-State Plan program created under the Affordable Care Act may actually lead to further consolidation of the health insurance industry rather than increase competition through the public exchanges.

The MSP option “arguably gives a competitive advantage to large insurers, which already dominate health insurance markets,” wrote Robert Emmet Moffit of the Heritage Foundation’s Center for Health Policy Studies and Neil R. Meredith of West Texas A&M University’s College of Business in a new white paper. They also contend that MSP’s failure to increase competition may motivate a new effort for a public health insurance option.

Register or login for access to this item and much more

All Employee Benefit Adviser content is archived after seven days.

Community members receive:
  • All recent and archived articles
  • Conference offers and updates
  • A full menu of enewsletter options
  • Web seminars, white papers, ebooks

Don't have an account? Register for Free Unlimited Access