It's only natural for employees worried about their financial well-being to experience a decline in workplace productivity. Expanding the line of voluntary benefits that brokers offer to employers to include non-insurance products can help employees cope, while also improving their job performance.

The MetLife Study of Financial Wellness Across the Globe, prepared by the Boston College Center for Work & Family, notes that financial difficulties have been known to "have adverse effects on [employees] well-being, leading to social, physical and emotional stress."

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