(Bloomberg) — President Barack Obama offered modest steps to chip away at the country’s economic and social challenges in a State of the Union address that reflected the limits imposed on him by a divided Congress.

Striking a defiant tone, Obama promised to take executive action to steer around Republican opposition to his agenda where he can. Among the steps he outlined are raising the minimum wage to $10.10 for future federal contract workers and creating a retirement savings program for people whose employers don’t offer a 401(k) plan.

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