On Capitol Hill the rubber has met the road on health reform. Last month saw three noteworthy attacks on PPACA. First the House passed the PPACA repeal bill that House Speaker John Boehner had promised. Then came the ruling by a federal district court judge in Florida that the entire law is unconstitutional. This was followed by passage in the Senate of a bill to repeal PPACA's widely disliked 1099 tax reporting burden.

These events greatly encouraged opponents of the law - including, of course, those brokers and advisers who wish it would be repealed or struck down. But this is a false hope.

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