Last week DCDB Daily ran an article by Margarida Correia, Low Rates Deal Significant Blow to Retirement Plans. She discusses a recent Employee Benefit Research Institute report which said that more than one in four Baby Boomers and Gen Xers who otherwise would have had adequate retirement income are projected to run out of money in retirement, if interest rates remain where they are.
Ms. Correia was, of course, discussing Longevity Risk. But there are other risks that need to be taken into account as part of the retirement planning process. They include:
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