As an ever-changing healthcare market continues to drive up demand for voluntary benefits, employers face a strategic compliance choice on which brokers and advisers can help them decide.
In a nutshell, they need to determine whether to sponsor those plans and be subject to ERISA or seek an exemption, according to Roberta Watson, an ERISA attorney with the Wagner Law Group. If they choose the latter, she says “they should get careful advice regarding the conditions of the exemption and stay within the exemption.”
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