In the course of many recent calls with small business owners, I asked them what was most on their mind these days and what took up the majority of their time. Each replied (and I paraphrase), "Well, benefits are now the lesser part." I asked, "Lesser to what?" They stated, "Everything. Hiring, firing, compensation, general HR - everything. Benefits are the lesser part."

Our world has changed. HR management and employee benefits are about to collide in a big way.

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