Even as retirement plan participants warily eye the “fiscal cliff” and the ongoing Euro crisis, they are focused on saving for retirement, according to a recent survey from T. Rowe Price. That’s the good news. The bad news is most participants are unwilling to take on the necessary risk to improve their retirement savings.

Among investors aged 21 to 50, 72% report that saving for retirement is their top financial goal, a priority applauded by T. Rowe Price’s resident retirement guru, senior financial planner Christine Fahlund.

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