While it’s difficult to discuss your eventual death with those you love, it’s imperative to plan for it, not only for your sake, but for theirs. Employers can offer several voluntary benefits to help make this end-of-life planning and transition easier for their employees and the loved ones they leave behind.

Voluntary benefits such as life insurance or pre-paid funeral benefits can help cover, or at least minimize, funeral expenses for an employee’s next-of-kin, many of whom have no savings set aside to pay for either a sudden or a planned funeral which can costs thousands of dollars.

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