Although a scrambling number of individuals looking to meet the March 31 open enrollment deadline has caused a flurry of last minute sign-ups, some individuals are opting to pay the penalty for being uninsured. While the penalty may seem affordable to some in 2014, one financial company predicts sign-up rates will be higher in 2015 and 2016 as penalties increase.

Also see: Obamacare enrollment heading to 7 million on deadline day

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