Opportunity is knocking for producers across Main Street U.S.A., suggests a Zenefits report based on data from more than 8,000 of its small and medium business customers with fewer than 100 employees.

SMBs are contributing nearly 25% more than legally required to their employees’ monthly premiums, covering on average 73% of the total cost, the report found. They also contributed 38% toward premiums for dependents. The average employee’s monthly premium for family coverage was $1,168.

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