There are many perverse incentives in healthcare, but they can be realigned to both the client and the adviser’s benefit.
A perverse incentive has an unintended and undesirable result. Some presume those who created the existing healthcare system were intelligent enough to see how it would evolve, decades into the future. Unlikely. I firmly believe that all the giants in healthcare — now benefiting from a myriad of perverse incentives — laid the groundwork of our current system with honest intentions, much like I believe the politician, when he first ran for local office, had a real desire to change the system and improve people's lives.
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