Changes in the way small and mid-sized companies are regulated by the Affordable Care Act have already made a substantial difference for many of the 60 million workers and their families insured through their employers.

As of Jan. 1, 2016, small business groups are defined as companies with one to 100 employees. The market that once consisted of independent grocers, auto repair garages, local restaurants, dry cleaners and beauty salons has grown to encompass larger small companies such as financial services firms, car dealerships and more. Meanwhile, employers are looking to provide a wider range of options and flexible plans to remain competitive. These changes, however, provide benefits professionals with an opportunity to onboard new clients and improve retention of existing clients simply by helping navigate the change.

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