With self-funding moving down stream to the smaller and middle markets, employers of all sizes are now looking for ways to mitigate risk and reduce expenses associated with employee health care. That goal of saving money exists alongside maintaining high-quality care for employees.

One example where savings can mount quickly: kidney dialysis. With treatment sometimes running as much as $50,000 a month for a single patient, it doesn’t take much for a self-insured company to surpass their benefits budget. The impact often spreads beyond the treatment year by driving up the renewal cost for stop-loss insurance. 

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