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10 companies that can help employees ‘retire a millionaire’
Some companies are better than others when it comes to the retirement benefits they offer.

According to research by Glassdoor — one of the largest job sites in the U.S. with nearly 38 million reviews and insights on more than 740,000 companies — some of the largest companies in the country offer great retirement benefits as part of their overall company perks. Here are 10 companies Glassdoor highlighted as having great retirement benefits that would help people “retire a millionaire.”
The Amazon logo sits on an Inc. pickup and collect locker as a customer collects an online purchase at Newbury railway station in Newbury, U.K., on Wednesday, July 23, 2014. U.K. retail sales rose less than economists forecast in June as clothing volumes fell after stores postponed discounting due to hot weather. Photographer: Chris Ratcliffe/Bloomberg
1. Amazon
People who work for Amazon not only have access to a healthcare and dependent-care flexible spending account, but they also can save for retirement in the company’s 401(k) plan with an employer matching contribution, according to Amazon’s website. The company also offers company-paid life and accident coverage.
The reflections of pedestrians are seen in the window of a Wells Fargo & Co. bank branch in New York, U.S., on Monday, April 7, 2014. Wells Fargo & Co. is expected to release earnings figures on April 11. Photographer: Craig Warga/Bloomberg
2. Wells Fargo
Wells Fargo has a robust benefits package that includes a 401(k) plan, health benefits, tuition reimbursement and scholarships, adoption reimbursement, parental and critical caregiving leaves, paid time off and commuter benefits, according to the company website.

“Wells Fargo is committed to your financial success and provides the 401(k) plan to help you save for retirement,” the banking and financial services company states. “Currently, Wells Fargo matches your contributions — dollar for dollar — up to 6% of your eligible pay on a quarterly basis, after you complete one year of service.” In addition, the financial institution says it may make discretionary profit sharing contributions to its employees’ 401(k) accounts based on company performance.
A sign outside Accenture Ltd. offices which leads a group that won a 10-year contract worth up to $10 billion to develop a system for tracking visitors to the U.S from the Department of Homeland Security today is seen in Arlington, Virginia on June 1, 2004. Photographer: Dennis Brack/ Bloomberg News.
3. Accenture
The large global professional services firm offers even its newest employees access to its company-sponsored 401(k) plan. Once employees are eligible for this plan, they receive a matching contribution from Accenture for each dollar they contribute into their retirement account up to 6% of eligible compensation, according to the company website.

The company also offers an employee share purchase program where employees can purchase Accenture shares at a 15% discount to increase their personal share in the company.
Signage is displayed in a hallway at Comcast Corp. headquarters in Philadelphia, Pennsylvania, U.S., on Monday, Oct. 24, 2016. Comcast Corp. is scheduled to release earnings figures on October 26. Photographer: Charles Mostoller/Bloomberg
4. Comcast
Along with medical, dental and vision plans, Comcast offers its employees access to a 401(k) savings plan. Employees are automatically enrolled into the 401(k). The company will match dollar-for-dollar up to the first 6% of eligible pay contributed to the 401(k) plan, according to its website.
Oracle buildings stand next to each other at their headquarters in Redwood City, California, on Wednesday, March 26, 2008.
5. Oracle
Oracle offers employees access to a retirement plan at work. They can choose a more traditional pre-tax 401(k) account, a Roth after-tax account or just decide to make after-tax donations to a savings account, according to the company’s website. If employees choose to go with a traditional or Roth 401(k) account, Oracle will match 50% of their first 6% of contributions up to the yearly maximum allowed. If they choose to put money away after tax, the company doesn’t offer a matching contribution on those contributions.
Pedestrians walk past a Capital One Financial Corp. bank branch in New York, U.S., on Friday, Jan. 22, 2016. Capital One Financial Corp. is scheduled to release earnings figures on January 26. Photographer: Michael Nagle/Bloomberg
6. Capital One
Capital One offers its employees access to the Capital One 401(k) Associate Savings Plan and gives a matching contribution, although the match was not detailed on the company’s website. It also offers full-time and part-time employees in the U.S. the ability to participate in the company’s stock purchase plan.
A shopper exits the North Attleboro, Mass., Target Thursday, Nov. 3, 2005. Earnings for Target were released today. (Photo/ Victoria Arocho)
7. Target
According to Target’s website, the company matches dollar-for-dollar employee contributions to their 401(k) plan up to 5% of eligible pay. Eligibility for the program begins when a person reaches 18 years of age and has completed 1,000 hours of service. The employer match is 100% vested immediately and new employees can rollover previous 401(k) balances to the Target 401(k) plan at the date of hire, even before they are eligible to actively participate in the plan.

Target also offers an executive deferred compensation plan, which is a tax-deferred savings plan that allows select Target employees to save beyond their 401(k) contribution limit. Employees who were hired before 2009 are also eligible to participate in the company’s pension plan.
Shoppers walk past a T-Mobile store on Oxford Street in London, U.K., on Monday, June 29, 2009. Vodafone Group Plc, the world’s largest mobile-phone company, is considering a bid for T-Mobile UK Ltd., the British wireless unit of Deutsche Telekom AG, a person familiar with the situation said. Photographer: Jason Alden/Bloomberg News
8. T-Mobile
Employees of T-Mobile are eligible to participate in the company’s 401(k) savings plan the moment they are hired. They can contribute up to 75% of their regular earnings and up to 85% of their bonus earnings up to the IRS limit each year, according to the company’s website. Participants can choose to contribute to a traditional 401(k) plan or a Roth 401(k) and employees are eligible for the company match after they have been with the company for one year. T-Mobile will match the first 3% of your retirement plan contribution at 100% and the next 2% at 50%. The employer match is immediately vested.

Employees also have an opportunity to take part in the T-Mobile Employee Stock Purchase Plan at a 15% discount through payroll deduction and the company gives out annual stock grants in the form of Restricted Stock Units to eligible employees each year. These grants take two or three years to vest depending on the job you hold with T-Mobile, with a portion vesting each year.
9. Lowe’s
Lowes offers its employees access to both a 401(k) plan and a stock purchase plan. Lowe’s will match 100% of the first 3% contributed by employees to their 401(k) plan. Savings at 4% to 5% of eligible pay will be matched at 50% and 6% at 25%, for a total company match of 4.25% if an employee saves 6% of their pay for retirement, according to the company’s website. The company’s stock purchase plan allows employees to buy Lowe’s common stock at a 15% discount on its current price. Participants in the plan can contribute a flat amount or an even greater percentage up to 20% of base pay on an after-tax basis into the stock purchase plan.
10. Starbucks
Any Starbucks employees who work 20 or more hours a week are eligible to participate in a number of company perks, benefits and assistance. The coffee giant offers a matching contribution on its 401(k) plan and discounted stock purchase options, according to its website. It also offers adoption assistance and health coverage for employees, their spouses and dependents. The company also offers eligible employees the opportunity to complete a bachelor’s degree with full-tuition coverage for every year of college through Arizona State University’s online programs.

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