Slide 1 of 11
1. Is there a waiting period before I’m fully covered?

“The lines are starting to blur now,” says Bryce Williams, a managing director at Towers Watson. “What was originally defined benefit and what is now defined contribution. The reason is because as employees select plans with higher deductibles and with a health savings account attached to it, they actually now are in the game of spending those first dollars”

[Images: Shutterstock].