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Who you know, and more importantly, who knows you, can make or break a client list. Technology has significantly altered how brokers and agents network, but in-person networking is still vital. Despite a more casual business atmosphere than that of past generations, there are still unspoken rules of networking that should be followed if you don't want to offend, says Kevin Daum, an entrepreneur and best-selling author of books about sales and marketing. Here are 12 networking etiquette rules that if broken, he says, could lose you valuable business.

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