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1. Don’t let your “wants” override your “needs.”
While 64% of adults report in a recent NFCC poll that they can obtain better financial advice elsewhere, approximately 20% feel that dad is the next best thing.

“We feel that if parents would get their financial act together, they have the ability to influence two generations: their own and their children,” says Gail Cunningham, a spokesperson for the NFCC. “They are teaching financial habits whether they realize it or not and without speaking a word.”

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