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1. Consider, or reconsider, CDHPs
Consumer-driven health plans are gaining more momentum, with 39% of large employers offering one in 2013 and 64% saying they’ll likely offer one by 2016, according to Mercer. The consulting firm says CDHPs can be used this enrollment season to: reinforce individual accountability for health care consumption; reduce costs for employers and often participants; assist in meeting the ACA-mandated affordable coverage requirement; help avoid the 2018 excise tax, known as the Cadillac tax; and provide a compliant auto-enrollment default selection.
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