6 tips for a successful morning routine for the independent broker

Things are busier than ever, but technology is also better than ever. You can use that to your advantage and keep on track with apps. “I use Evernote which is a free app to keep track of my to-do list … [it’s] a great organizational tool for me,” says John Garven, president of Benico Ltd. and BenAssured in Huntley, Ill.