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Top 10 causes of disability
Unum’s 10-year review of disability claims shows the top 1­0 causes of short- and long-term disability. The disability provider’s data also reflects the effects of an aging workforce, medical advances and the power of early intervention.

Disability benefits protect employees in the event of illness or injury, which can cause financial hardship for many individuals and their families. They are also a critical part of a benefits portfolio for any employer looking to offer a competitive package and help offset the rising costs of healthcare.

Unum received more than 424,500 new disability claims in 2017 and paid $3.8 billion in disability benefits. Here are the top reasons for both long- and short-term claims.